Variable rates, pegged to the prime rate. Rates for home equity line of credit and traditional single disbursement second mortgages are the same.

Varies monthly with prime

Borrower must be fee owner

Broker's guarantee required. Funds for each advance are placed directly into one's credit union checking acct. (required). Administrative fee of $79 per advance.

8.00%

Signature, variable rate

10.00%-18.00%

Applicants may apply for membership with a minimum deposit of $5 and remain eligible for all membership benefits.

    Balances $5 and up

Minimum balance $500. Certificate rate step-up feature is available on all CDs except certificate specials. Dividends paid at maturity or annually.

Advantage Certificate
Add an extra .25 basis points to the certificate rate if your balance is $50,000 or more! (Does not include terms less than 12 months.

All daily IRAs receive the same dividend rate, whether funded through regular contributions, or as a SEP, Roth, or Education IRA. The rate paid is the greater of (1) the yield on 2-year US Treasury Notes less 1/2% or (2) the APY we pay on a 24-month certificate. Contact REAL Financial for current IRA rates and terms.

Minimum deposit of $1,000 required. The account will not earn dividends on any day your balance falls below $1,000.

Minimum $50,000 balance to open. If balance falls below $50,000 a monthly charge of $10 incurs. More than 3 withdrawals in a month incurs a $10 charge. Maximum of $10 per month charge.

Checking Rates [more info]

Health Savings Accounts [more info]

Tax Savings Accounts [more info]