Do You Qualify?

To join REAL Financial Center®, you must qualify through a field of membership. 

If you are a member of the Minnesota Association of REALTORS® or employed  by a firm affiliated with the Minnesota Association of REALTORS®, then you are eligible to join REAL Financial Center. Members of the Western Wisconsin REALTORS® Association are also eligible to join.

If your spouse is a member of REAL Financial, or another blood/adoptive relative is a member, then you are eligible to join. Read our Membership Bylaws for more information.

Once a Member, Always a Member
Once you are a member, the qualifications to join no longer apply. You may continue to belong to REAL Financial Center®. If a member dies, the surviving spouse and the blood or adoptive relatives of either may join. 

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Apply for Membership

If you are interested in joining REAL Financial Center®, print a Membership Application (PDF*) and return it to us for processing.

1. Print and complete the Membership Application (PDF*).
    
2. Make a photocopy of your drivers' license or photo identification.
    
3. Make a check payable to REAL Financial Center® to open your account (minimum $5.00).
    
4. Mail or bring your application, copy of ID, and check to REAL Financial Center, 4450 W. 76 St, Edina MN 55435-5132.

Membership questions? Call 952-933-9000 or toll-free 1-877-933-3728.

* PDF documents require Adobe Acrobat to be downloaded. If you do not have Adobe Acrobat, you can download it from the Adobe Web site. Simply click on the Adobe Acrobat link.

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Membership Bylaws

Section 1: Membership in this credit union is composed of:

1. Employees of firms and independent contractors contractually associated with such firms engaged in the real estate profession, specifically the sale, exchange, renting or leasing, managing, appraising for others for compensation, or financing, building or subdividing real estate, where such firm is domiciled in Minnesota and affiliated with the Minnesota Association of REALTORS®, or where such firm is affiliated with the Western Wisconsin REALTORS® Association or where such individuals are themselves a member of the Minnesota Association of REALTORS® or the Western Wisconsin REALTORS® Association, and
    
2. Employees of individuals listed in (a) of this section, and
    
3. Employees of Board/Association Members in (a) of this section, and
    
4. Employees of this credit union.

Section 2: When an individual member leaves the field of membership, that member and all individuals who became members by virtue of his/her membership, may continue as members. The surviving spouse of a regularly qualified member, the blood or adoptive relatives of either them and their spouses may become members. Members of the same household maintaining a single economic unit with a regularly qualified credit union member may become members.

Section 3: Organizations composed for the most part of the same general group as the credit union membership, may become members. Credit unions chartered by this or any other state, or federal credit unions may be members.