Credit Life & Credit Disability

If you die or become totally and continuously disabled by sickness or accident, Credit Life or Credit Disability can make payments to your credit union to reduce or pay off your loan. Coverage is available for both conventional and open-end loans.

Benefits
In the event of your death, Credit Life Insurance pays the insured balance of your loan, up to the policy maximum, helping ensure that your family won't be left with a loan obligation.

If you become totally and continuously disabled by a covered sickness or accident which persists beyond the policy waiting period, your loan and payment record will be protected.

Cost
The cost for Credit Life and Credit Disability is reasonable. Rates can be quoted when you take out your loan, and premiums can be added to your loan payments.

Whether you're taking out a loan or have an existing loan, check with your loan officer for additional information about these coverages.  

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