Fee Schedule (as of 6/10/08)

Checking Account Fees
Returned item - each (check/ACH/debit card) $29
Paid item - each (check/ACH/debit card) $29
Telephone Overdraft Notification (per day) $5
Email Overdraft Notification Free
Negative Balance (continuous daily charge) $1
Advantage Checking Account Fees
Monthly Fee (if minimum daily balance is not met) $6
Other Service Fees (applies to all accounts)
Skip Payment Processing Fee $29
Stop Payment $29
Deposited Item Returned - 1st Party Check $15
Deposited Item Returned - 2nd Party Check $4
Incoming Wire Transfer Free
Outgoing Domestic Wire Transfer  $15
Outgoing International Wire Transfer $40
Outgoing Western Union Wire Transfer $25
Cashier's Check (one free per day) $3
Check Copy Fee  $2
Money Order $1
Travelers Cheques  FREE
Travelers Cheques for Two   $0.50
Travelers Gift Cheques (per check) $1.25
History Print Out $3
Account Research & Reconciliation (hourly) $25
Statement Copy (January 2003 to present) $3
Statement Copy (December 2002 and earlier) $7
Check Placed for Collection $15
Cancelled Check Images (per month) $4
Foreign Check Funds Collection $6.25
Check Card/PIN Replacement Fee $5
Rush Check/ATM Card/PIN Replacement Fee (per item) $35
ATM Withdrawal Fee (in excess of 10 per month) $1
Legal Process Fee $50
Dormant Account (monthly) $4
Photocopy/Scan/Fax (per page) $0.50
Misc. Fees

*

Foreign ATM/Check Card Fee 3%
Return Mail Fee $5
Savings Par Value
One Share $5

The rates appearing in this Schedule are accurate as of the Effect Date indicated on this Truth-in-Savings Disclosure. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.

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*Fees for unique or occasional services are not included in this fee schedule.


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