Notification: To be effective, the Notification must include the following: 

1. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; 
    
2. Identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site; 
    
3. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit REAL Financial to locate the material; 
    
4. Information reasonably sufficient to permit REAL Financial to contact the Complaining Party, such as an address, telephone number, and if available, an electronic mail address at which the complaining party may be contacted; 
    
5. A statement that the Complaining Party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and 
    
6. A statement that the information in the notification is accurate, and under penalty of perjury, that the Complaining Party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. 

Upon receipt of the written Notification containing the information as outlined in 1 through 6 above: 

1. REAL Financial will remove or disable access to the material that is alleged to be infringing; 
    
2. REAL Financial will forward the written notification to such alleged infringer (the "Alleged Infringer"); 
    
3. REAL Financial will take reasonable steps to promptly notify the Alleged Infringer that it has removed or disabled access to the material. 

Counter Notification: To be effective, a Counter Notification must be a written communication provided to REAL's Designated Agent that includes substantially the following: 

1. A physical or electronic signature of the Alleged Infringer; 
    
2. Identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled; 
     
3. A statement under penalty of perjury that the Alleged Infringer has a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled; 
    
4. The Alleged Infringer's name, address, and telephone number, and a statement that the Alleged Infringer consents to the jurisdiction of federal district court for the judicial district in which the Alleged Infringer's address is located, or if the Alleged Infringer's address is outside of the United States, for any judicial district in which REAL Financial may be found, and that the Alleged Infringer will accept service of process from the person who provided notification or an agent of such person. 

Upon receipt of a Counter Notification containing the information as outlined in 1 through 4 above: 

1. REAL Financial will promptly provide the Complaining Party with a copy of the Counter Notification; 
     
2. REAL Financial will inform the Complaining Party that it will replace the removed material or cease disabling access to it within ten (10) business days; 
     
3. REAL Financial will replace the removed material or cease disabling access to the material within ten (10) to fourteen (14) business days following receipt of the Counter Notification, provided REAL's Designated Agent has not received notice from the Complaining Party that an action has been filed seeking a court order to restrain Alleged Infringer from engaging in infringing activity relating to the material on REAL's network or system.