Check Reorder

Checking Accounts

Because our members all have different needs, we offer three checking account options. Check/ATM Cards are available with all. 

 Account Type

APY*

Minimum Balance

Per-check Charges

Free Basic Checks
Free Checking N/A N/A NO No
Advantage Checking 0.10% $100 No No
Elite Checking 0.10% $0 NO YES

 
* APY is annual percentage yield. Quoted rates are in effect as of 5/1/08 and subject to change. 

Did You Know?
Your deposits are fully insured to at least $100,000. This deposit insurance protection is provided by the National Credit Union Administration (NCUA), an independent agency of the United States Government. For more information, visit www.ncua.gov.

Service Fees

Check/ATM Cards

ATMs 
 
Overdraft Protection (PDF)

 

Free Checking
There are no hidden costs or fees with this account. No minimum balance is required and you may write as many checks as you like without ever paying a per-check charge. The only thing you pay for is the printing of your checks. Free Check/ATM card included; optional return image checks are available for just $4 per month.

Elite Checking 
Members 55 and over enjoy the following benefits:

  • earn dividends on your balance
  • no minimum balance to maintain
  • unlimited check writing
  • free basic checks
  • free Check/ATM card, and
  • return image checks available ($4 per month)

Advantage Checking
 Earn a daily dividend on your balance with this option. Buy your checks and pay no monthly fees! A $100 minimum daily balance is required to earn interest. Free Check/ATM card included; optional return image checks are available for just $4 per month.

24-Hour Account Service
Access your account information 24 hours a day, seven days a week online or by calling Touch-tone Teller at 651-457-1845 or
1-800-459-8141.

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  Federally insured by NCUA  
to at least $100,000

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